It's concerning that your husband is unable to afford your expenses and is also taking a salary from you. This situation can create financial strain and imbalance in your relationship, leading to feelings of frustration and dependency.
Here are some steps you can take to address this issue:
Open communication: Sit down with your husband and have an open and honest conversation about your financial situation. Discuss your concerns, feelings, and the impact it is having on your relationship.
Budgeting and financial planning: Work together to create a comprehensive budget that takes both of your incomes into account. This can help you understand your financial obligations and identify areas where adjustments can be made.
Encourage your husband's financial independence: If your husband is not currently earning enough to support himself and contribute to household expenses, encourage him to explore ways to improve his financial situation. This could involve seeking better job opportunities, additional education or training, or starting a side business.
Seek professional advice: If you find it challenging to manage your finances as a couple, consider seeking the help of a financial advisor or counselor. They can offer guidance on budgeting, saving, and making financial decisions as a team.
Address any underlying issues: If the financial situation is a symptom of deeper problems in your relationship, consider seeking the help of a couples therapist. They can help you both explore and address any underlying issues that might be contributing to the current situation.
Set boundaries: It's essential to set boundaries when it comes to finances. Ensure that both of you are contributing in a fair and reasonable way based on your respective incomes and financial capabilities.
Plan for the future: Discuss your long-term financial goals as a couple and work together to achieve them. This may involve saving, investing, or making other financial decisions to secure your financial future.
Remember, a healthy relationship involves open communication and collaboration when it comes to finances. Both partners should feel valued and supported, and financial decisions should be made as a team. If you are facing challenges in achieving this, seeking professional help can be beneficial in finding a balanced and sustainable solution.